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<blockquote data-quote="emotionallybankrupt" data-source="post: 376147" data-attributes="member: 8226"><p>We used currentbydiscover.com. It's a teen card designed for exactly what you describe and served us very well. You have so many controls at your fingertips via computer. You can change as much and as often as you want. Changes are effective instantly. You can tranfer money to the card or even FROM the card. For example, if difficult child owes you money, you can go into the account and zap the funds right back to your account. I loved this card. I found no way you could ever find yourself in a liability issue over it. It can't be overdrawn. The only misuse I can think of would be if a difficult child was able to get "cash back" where a purchase was made or make a trade with a friend to buy their stuff in exchange for cash. I simply demanded receipts though. No receipt? Then just click to suspend the card. You can block ATM use if you want to. You can also set spending limits for daily, weekly, monthly as well as have some control over the types of businesses where the card can be used. You can view on the computer in "real time" when and where the card is used as well as how much was spent at the location. Therefore, I was able to use it even to track difficult child's whereabouts to some extent. The card is accepted wherever Discover is accepted.</p></blockquote><p></p>
[QUOTE="emotionallybankrupt, post: 376147, member: 8226"] We used currentbydiscover.com. It's a teen card designed for exactly what you describe and served us very well. You have so many controls at your fingertips via computer. You can change as much and as often as you want. Changes are effective instantly. You can tranfer money to the card or even FROM the card. For example, if difficult child owes you money, you can go into the account and zap the funds right back to your account. I loved this card. I found no way you could ever find yourself in a liability issue over it. It can't be overdrawn. The only misuse I can think of would be if a difficult child was able to get "cash back" where a purchase was made or make a trade with a friend to buy their stuff in exchange for cash. I simply demanded receipts though. No receipt? Then just click to suspend the card. You can block ATM use if you want to. You can also set spending limits for daily, weekly, monthly as well as have some control over the types of businesses where the card can be used. You can view on the computer in "real time" when and where the card is used as well as how much was spent at the location. Therefore, I was able to use it even to track difficult child's whereabouts to some extent. The card is accepted wherever Discover is accepted. [/QUOTE]
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