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<blockquote data-quote="AnnieO" data-source="post: 378020" data-attributes="member: 6705"><p>I will say this much. We gave Onyxx a Visa Buxx card. Through my bank, but in HER name. NOT attached to my account, though I could transfer funds to and from it.</p><p> </p><p>UGLY.</p><p> </p><p>The number was used at a vending machine (I wish we had those!) at a rest area in New Jersey - and overdrafted it. So they charged the card $10 extra. They wouldn't speak to me about it, or husband - it had to be Onyxx - though she was not-quite 14 at the time. But then they told her she was underage, her legal guardian had to call. And round and round. Finally they agreed to close the account. But did we get back the disputed $10? Nope.</p><p> </p><p>See, it had $10.50 - it was used for $11.75 - used, not declined. So instead of closing the account and sending us a check for $10.50 after they agreed we did not make the purchase? They just closed the account and took the money.</p><p> </p><p>There aren't protections on some of these. Read the fine print. The bank told me that since it was under $100, too bad. And of course Onyxx lost the paperwork, so I couldn't read the fine print.</p><p> </p><p>Visa/MasterCard/Discover/AmEx gift cards are infinitely better. And the freezer idea is awesome. Just be prepared to pay a one-time activation fee - probably around $3.</p></blockquote><p></p>
[QUOTE="AnnieO, post: 378020, member: 6705"] I will say this much. We gave Onyxx a Visa Buxx card. Through my bank, but in HER name. NOT attached to my account, though I could transfer funds to and from it. UGLY. The number was used at a vending machine (I wish we had those!) at a rest area in New Jersey - and overdrafted it. So they charged the card $10 extra. They wouldn't speak to me about it, or husband - it had to be Onyxx - though she was not-quite 14 at the time. But then they told her she was underage, her legal guardian had to call. And round and round. Finally they agreed to close the account. But did we get back the disputed $10? Nope. See, it had $10.50 - it was used for $11.75 - used, not declined. So instead of closing the account and sending us a check for $10.50 after they agreed we did not make the purchase? They just closed the account and took the money. There aren't protections on some of these. Read the fine print. The bank told me that since it was under $100, too bad. And of course Onyxx lost the paperwork, so I couldn't read the fine print. Visa/MasterCard/Discover/AmEx gift cards are infinitely better. And the freezer idea is awesome. Just be prepared to pay a one-time activation fee - probably around $3. [/QUOTE]
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