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Struggling with decisions
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<blockquote data-quote="susiestar" data-source="post: 715761" data-attributes="member: 1233"><p>You are a wonderful Grandma! You are a wonderful Mom to your college daughter also! The other daughter has a much better Mom than she deserves! </p><p></p><p>I think it is time to sit your college age daughter down with her insurance agent for a talk about what happens if criminal daughter wrecks the car, or if it gets stolen while criminal daughter is driving it. All about how it won't be covered if College daughter lets Criminal daughter drive it, because Criminal daughter is not covered due to Criminal daughter's driving history. Let College daughter make the choice of paying for Criminal daughter to be insured, or to pay for Criminal daughter to have an accident. Because if they can prove that College daughter let Criminal daughter have the car, then Criminal daughter gets into an accident while driving under the influence, then College daughter can be sued and it could take years of College daughter's income to pay that off. Then maybe let a cop discuss with College daughter the impact on her future the felony from letting Criminal daughter drive her car without insurance and get into an accident, and that doesn't even include the cost of the accident from driving without insurance. At least in some states it includes the car owner in the felony. </p><p></p><p>My sis-in-law is an insurance agent and she sat a family down for a similar talk. I think she scared the pants off of the kids in the family. They had cousins with bad driving records they kept letting drive their cars. When they saw the actual cost they could have to pay if they got into an accident, it stopped that nonsense. People don't realize how expensive even a minor accident could actually be. I bet if you talked to your insurance agent ahead of time, he or she could work up some numbers that could talk some sense into your College daughter. If possible, get a police officer to also come and discuss the impact on her life for allowing her sister to drive her vehicle, knowing her sister drives under the influence and without insurance. This can be a big legal problem for your daughter, and if she is informed, could save her a huge hassle. Depending on what she wants to do with her life, it could even save her career.</p></blockquote><p></p>
[QUOTE="susiestar, post: 715761, member: 1233"] You are a wonderful Grandma! You are a wonderful Mom to your college daughter also! The other daughter has a much better Mom than she deserves! I think it is time to sit your college age daughter down with her insurance agent for a talk about what happens if criminal daughter wrecks the car, or if it gets stolen while criminal daughter is driving it. All about how it won't be covered if College daughter lets Criminal daughter drive it, because Criminal daughter is not covered due to Criminal daughter's driving history. Let College daughter make the choice of paying for Criminal daughter to be insured, or to pay for Criminal daughter to have an accident. Because if they can prove that College daughter let Criminal daughter have the car, then Criminal daughter gets into an accident while driving under the influence, then College daughter can be sued and it could take years of College daughter's income to pay that off. Then maybe let a cop discuss with College daughter the impact on her future the felony from letting Criminal daughter drive her car without insurance and get into an accident, and that doesn't even include the cost of the accident from driving without insurance. At least in some states it includes the car owner in the felony. My sis-in-law is an insurance agent and she sat a family down for a similar talk. I think she scared the pants off of the kids in the family. They had cousins with bad driving records they kept letting drive their cars. When they saw the actual cost they could have to pay if they got into an accident, it stopped that nonsense. People don't realize how expensive even a minor accident could actually be. I bet if you talked to your insurance agent ahead of time, he or she could work up some numbers that could talk some sense into your College daughter. If possible, get a police officer to also come and discuss the impact on her life for allowing her sister to drive her vehicle, knowing her sister drives under the influence and without insurance. This can be a big legal problem for your daughter, and if she is informed, could save her a huge hassle. Depending on what she wants to do with her life, it could even save her career. [/QUOTE]
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