Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Internet Search
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Forums
General Discussions
The Watercooler
What to do with a tax refund~
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="susiestar" data-source="post: 343265" data-attributes="member: 1233"><p>You would do the most good financially by applying the $$ to credit cards with high interest. From what the credit counselor told us if you can pay down two cards or pay off one it is better to pay the one off. That way you eliminate the double fees because each lender will have some of the same fees that apply to every account in addition to the interest. Store cards usually have quite a few of these.</p><p></p><p>I would urge you to keep some of the money for a planned splurge. By doing that indulgence it would help keep you from feeling deprived. If you get to feeling deprived it can lead to impulsive purchasing that could cost far more than your indulgence.</p><p></p><p>Get a massage and a mani/pedi, or something else that makes you feel good. Probably let husband have some to do something similar. Even if it is done at a school it will make you feel good. Or plan a weekend staycation and use some of the $$ to get a new video game and movie or whatever.</p><p></p><p>Just my thoughts.</p></blockquote><p></p>
[QUOTE="susiestar, post: 343265, member: 1233"] You would do the most good financially by applying the $$ to credit cards with high interest. From what the credit counselor told us if you can pay down two cards or pay off one it is better to pay the one off. That way you eliminate the double fees because each lender will have some of the same fees that apply to every account in addition to the interest. Store cards usually have quite a few of these. I would urge you to keep some of the money for a planned splurge. By doing that indulgence it would help keep you from feeling deprived. If you get to feeling deprived it can lead to impulsive purchasing that could cost far more than your indulgence. Get a massage and a mani/pedi, or something else that makes you feel good. Probably let husband have some to do something similar. Even if it is done at a school it will make you feel good. Or plan a weekend staycation and use some of the $$ to get a new video game and movie or whatever. Just my thoughts. [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
General Discussions
The Watercooler
What to do with a tax refund~
Top