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Parent Emeritus
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<blockquote data-quote="ksm" data-source="post: 689585" data-attributes="member: 12511"><p>Are most of your debts related to repaying student loans? Did you co-sign for both your kids or are the loans in just your name? If you consigned, maybe it is time they start paying back their own loans... If you stop paying on them, and their name is also on it, the bank will also go after them for repayment.</p><p></p><p>I agree with the others that you should first pay for your basic needs of housing and utilities. Contact all creditors and try to work on a payment plan. A consumer credit counseling agency is a wonderful idea! </p><p></p><p>Can you find one full time job that pays better than 4 part time jobs? Could you find a job as a live in attendant for someone who needs help to stay in their own home? A live in nanny? Rent out a room in your home to someone? </p><p></p><p>It all must seem overwhelming right now... I hope you find some options that work for you. KSM</p></blockquote><p></p>
[QUOTE="ksm, post: 689585, member: 12511"] Are most of your debts related to repaying student loans? Did you co-sign for both your kids or are the loans in just your name? If you consigned, maybe it is time they start paying back their own loans... If you stop paying on them, and their name is also on it, the bank will also go after them for repayment. I agree with the others that you should first pay for your basic needs of housing and utilities. Contact all creditors and try to work on a payment plan. A consumer credit counseling agency is a wonderful idea! Can you find one full time job that pays better than 4 part time jobs? Could you find a job as a live in attendant for someone who needs help to stay in their own home? A live in nanny? Rent out a room in your home to someone? It all must seem overwhelming right now... I hope you find some options that work for you. KSM [/QUOTE]
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