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Honestly, and I mean this kindly, I do, but I see no good coming of you moving in with either child. 


It seems like an already difficult and strained relationship.  Wait the few months, get medicare, find a doctor and therapist that takes medicare.  Look into senior citizen housing options or housing assistance.  So what if your kids are "mortified."  There is no shame in needing help.  It's not like you are a deadbeat and not trying.  You are in over your head.


Around here there are senior apartments that charge rent on a sliding scale.  You can also look into renting a room or sharing an apartment. 


I'm going to agree with the others that bankruptcy is probably the best way to go at this point.  Your daughter is an adult, she wants to be treated as an adult, let her find her own transportation. 


You have done all that you can do to make you kids productive adults.  The choices that they make now are theirs.  This is the point in your life where you have to take care of yourself.  I don't think that you need someone to "keep an eye on you."  I think you are overwhelmed and that you want a relationship with your children, particularly your daughter, that they aren't in agreement with. 


You were there when she needed you.  Unfortunately, it may have created to much of an overenmeshed relationship and now you feel put aside or unneeded.  You did sacrifice a lot for your kids.  Unfortunately, that is what we do.


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