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<blockquote data-quote="Tanya M" data-source="post: 689668" data-attributes="member: 18516"><p>Madre, I can only speak for myself but if I were that close to age 65 and had serious debt I would file for bankruptcy. </p><p></p><p>It is not worth risking your physical or mental health working 4 jobs to try and pay off the debt. I appreciate the effort you are putting into but I believe the cost is too high.</p><p></p><p>If you file for bankruptcy and move in with your son you would be able to get back on track rather quickly. From what you have said your children live in another town from you. Is that correct? Living with your son for a short amount of time would allow you time to get to know the area and look for a job and then a place to live. </p><p>If this is the route you take, moving in with your son, I would set up a predetermined amount of time that you will be there. A time frame that you both agree on. I would make sure you both are clear about what your expectations are concerning this arrangement. It needs to be all be clearly laid out before hand. Very clear boundaries for you both. This way you will be able to avoid conflict or at the very least deal with it better when it happens.</p><p></p><p>You need to take care of yourself and get some true rest. You can absolve yourself from so much of what is causing your trouble.</p><p></p><p>I'm wishing you all the best!!</p><p></p><p>Let us know how things work out.</p></blockquote><p></p>
[QUOTE="Tanya M, post: 689668, member: 18516"] Madre, I can only speak for myself but if I were that close to age 65 and had serious debt I would file for bankruptcy. It is not worth risking your physical or mental health working 4 jobs to try and pay off the debt. I appreciate the effort you are putting into but I believe the cost is too high. If you file for bankruptcy and move in with your son you would be able to get back on track rather quickly. From what you have said your children live in another town from you. Is that correct? Living with your son for a short amount of time would allow you time to get to know the area and look for a job and then a place to live. If this is the route you take, moving in with your son, I would set up a predetermined amount of time that you will be there. A time frame that you both agree on. I would make sure you both are clear about what your expectations are concerning this arrangement. It needs to be all be clearly laid out before hand. Very clear boundaries for you both. This way you will be able to avoid conflict or at the very least deal with it better when it happens. You need to take care of yourself and get some true rest. You can absolve yourself from so much of what is causing your trouble. I'm wishing you all the best!! Let us know how things work out. [/QUOTE]
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