I'm pretty sure I know what to do (which is nothing), but when I doubt myself and waver, it helps to have a little reinforcement. My difficult child responded to a "how are you doing?" text with "overwhelmed....finances....can't get the medicine i need..." and I felt the urge to offer to help with the medications. His girlfriend had told me that he couldn't get ADD medications because he owes $90 to his doctor and they won't see him again till he pays. She said he still has his depression medications. So I'm not sure if at this time he was referring to ADD medications or his current depression medication prescription. It only matters because I would be more tempted to help with the more-crucial depression medications. My heart tells me that I should help in at least keeping his depression at bay so that he can function and reason as normally as possible. My head tells me that he will then drop his medical bill payments from his priority list and take the "mom will take care of it" attitude then spend his money on something "unhealthy", like pot or worse. That usually frustrates me and doesn't help him. He is 22 and is currently delivering pizzas and living with his girlfriend who also delivers pizzas (not my choice of a career for him, obviously, but thankful that he has a job at least). Those of you who have experience in the "helping with medical costs" issues, can you talk me down off the ledge? I'm feeling weak and I'm pretty sure he thinks I don't care since I'm not offering help.