I just found out my 23 year old sweet daughter deposited a check from her college (a refund of tuition) into her own checking account. She has a pretty significant learning disability and school is hard for her. She failed in her 3rd year and is living at home, working 6-7 days a week. Not at home much but that is normal. Planning to attend a local college to finish up and change her major. In the past there have been unauthorized uses of the credit card but nothing too serious. She DID get a DUI last year and has been going to required classes and had a large fine to pay off. We paid for the lawyer and are expecting to be paid back. This past week she has been on a Cruise with her former college friends which had been planned last year while she was still in school, and "all paid for" with money she apparently squirrelld away from what I had sent her. Well when I found the check envelop I realized what had happened and was livid. I called her and asked about this check and at first she said she did not know it was not hers as it had her name on it. I asked he for her Bank account online user name and PW and at first she would not give it to me... Now I know that she used the money to buy her airfare to NY wich she siad she had already paid for. I am at a loss. I think this is stealing. She said she would give me the remaining money immediately and pay back the rest. Help.