Hello! I've never posted over here but I now have an insurance problem. My employer had been paying mine and difficult child's medical insurance- it is an HMO and I had a $10 co pay for regular dr's and $20 copay for therapist's and psychiatrist's. Since I haven't been able to work full time hours for the past year due to difficult child issues, they informed me today that they will no longer pay for either of our insurance, until I go back to full time hours, which is impossible right now. So, I can either pay them the $900 per mo. to keep on that policy or get my own (which I'm sure would be as high or more, if I could even get difficult child on it). Or, I was wondering if difficult child could get medicaid/medicare (whichever one is for kids) or is there something else available? Is there a waiting period for these? What would be pros and cons of each option- if it is government assistance, do they "dictate" your medical treatment? difficult child is on probation- would this allow the PO to find out more about difficult child or woould it be the same? I'd greatly appreciate any info, experiences, or advice you can offer!