I saw on another post to another one of us where Rejected Mom had written to REDEFINE Christmas for next year. What do you think are things that you can plan now to make next year better for yourself and your family? I sound like a Christmas elf yelling 363 days left to Christmas - but I'm serious - If we were to set goals NOW and work on them throughout the year - would we be better off? This is a support board - we're here to come up with ideas, thoughts, helpful suggestions and life experiences to bounce off each other. Why not for this holiday? How about anyone in finance or banking give us IDEAS on how to save for presents in a Christmas club account or something else? Those of you who are frugal - tips for saving money all year long? Those of you who craft or hand make things that are easy - how about a web site or cute ideas? We can't predict what our kids will do, we can't even predict what we will do, but if each of us had a plan with a goal? Wouldn't that be something to shoot for? Aren't we here to help each other? If you have a thought or suggestions to making the best out of the next holiday season - lets hear it - Those of you who can. Thanks. Those of you who can't and just need to blow off - so you can re-read your words - so others can say "Don't invite them next year" "Don't buy" - How about it We're all very clever and smart - Any ideas we could use towards a more successful time? Thanks each and every one of you - I'll start = I'm going to get an piggy bank and put $1.00 a day in it. I'm not going to touch it for anything and at the end of each week I will deposit $7.00 = I will have $365.00 to spend however I like next year. To do that - I'm going to start drinking water and not soda. I figure I will loose weight, and be able to see my savings. Not much, but it's a start.