You should have heard me reporting the accident. I kept saying "it is so weird"...Weird! Here's the story in a nutshell. difficult child#1 drove a friend home this morning and as he was driving down the residential street a car that he "thought" had parked in a driveway started backing out. difficult child#1 realized they had made contact but didn't have his cell phone and knew I was waiting for him at home...so he drove home to tell me about it (about ten blocks or so away). I said "go back now, give them the insurance info & come home". He drove to the house and there was no car there. The driver's passenger mirror was resting in the middle of their driveway. Wth?? So...he picked it up and came home reporting there was no one there. Sigh. I drove to the house using his description and went to the door. A middleaged woman answered the doorbell ring and I said "pardon me but did you have a fender bender this morning?" The lady tells me no. Then she proceeds to tell me that her fiance is in ICU at the local hospital & she's trying to catch some sleep. I had noticed a scrape on the driver's side of her car so I said "there seems to be a scrape on your car and I'm wondering if that was from a minor collision this morning?" She replied "oh that? The car has had that scape for ages there was no accident here this morning." Hmm...I wonder if I have the right house. After work I come home, pick up difficult child#1, and we drive down the street. He says "that's the house and the car". Geez. I call the insurance company and explain. The claims adjuster asks questions. I answer as best I can based on the fact that I wasn't there and difficult child#1's explanation is not complete. husband is angry that our rates "may go up". Sorry, Charlie we haven't had a claim in years and difficult child#1 hasn't had a ticket in at least five. The insurance company is going to take an "oral history" from difficult child,An adjuster is coming to check out the damage...and I can't figure out why the lady would deny that harm had come to her car. The claims adjuster asked me to write down the plate # of the alleged car. Maybe the lady thinks it is her fault? Maybe she is stressed out due to the hospital? Every time I think I have experienced it all.....something new pops up. I am so xxxing sick of stress. DDD PS: I am not sure that difficult child#1 was "completely" sober at the time. Sigh!