Which costs less?

Discussion in 'The Watercooler' started by klmno, Mar 10, 2010.

  1. klmno

    klmno Active Member

    Money order, western union, or certified check?
  2. donna723

    donna723 Well-Known Member

    I'm not sure about the certified checks, usually just a few dollars. I've gotten them at my bank before and I think it was something like $5 over the face amount??? But I think the money orders vary according to what kind they are. Usually they are very reasonable though. I've only used Western Union one time years ago when my daughter had an emergency and needed cash quickly ... seems like it was pretty darned expensive! Can't remember exactly how much now but it was enough that I've never used it again!
  3. CrazyinVA

    CrazyinVA Well-Known Member Staff Member

    Western Union is definitely expensive. I've never done a money order, but cashier's checks (no such thing as a "certified" check any more) from the bank are relatively inexpensive.
  4. WhymeMom?

    WhymeMom? No real answers to life..

    US Post Office Money orders are pretty reasonable........ they DO NOT take credit cards, but here is info:

    Domestic Money Orders

    [​IMG][​IMG]Purchase with cash, debit card, or traveler's check[​IMG][​IMG]Valid for an unlimited period[​IMG][​IMG]Can be cashed at any Post Office or can be deposited or negotiated at your financial institution[​IMG][​IMG]Replace damaged, lost, or stolen money orders

    $0.01 to $500.00 .......................$1.10
    $500.01 to $1,000.00 ................$1.50
    Postal Military Money Orders…..$0.30 (issued by military facilities)
  5. DammitJanet

    DammitJanet Well-Known Member Staff Member

    You can also get money orders at walmart for like 50 cents.
  6. Nancy

    Nancy Well-Known Member Staff Member

    I'm with Janet. Walmart is the cheapest.

  7. GoingNorth

    GoingNorth Crazy Cat Lady

    I think Wal-Mart Financial (yes, they have their own financial group) charges 3 dollars for MOs no matter the amount.
  8. muttmeister

    muttmeister Well-Known Member

    I had to send some money to difficult child 2 when his car broke down and he needed it immediately so we did Western Union. It is VERY EXPENSIVE. I haven't used a certified check but I know money orders are cheap.
  9. klmno

    klmno Active Member

    Money order it is then-thanks!!
  10. Star*

    Star* call 911........call 911

    Someone else to buy the whole thing. :tongue:;) Yeah baby.