BusynMember
Well-Known Member
When Jumper is out of high school, hub and I want to get out of the house we are renting. The cost of a house is going to be too high, we won't need all this room, and there is a really nice park near us where they drug test everyone and check for criminality before you can live there. Plus you can own pets and it's very friendly (which is a big draw for me. I like neighbors). They have some new and pretty doublewides that seem as large as a small ranch, and, in case of a tornado (which we don't have often) they do have a shelter in the park. I already know that the value goes down, but that isn't a problem...we would not be buying one to make a profit. So I have a few questions:
1. Am I romanticising this and not realistically figuring the cost? I know there is a lot fee, but I'm thinking that utilities would be much lower.
2. Would an over 55 park be better? There are two parks there...over 55 and general. Both are very nice, but the over 55 park is much nicer. However, I like all age groups and I'm not sure Sonic and Jumper will be moving out any time soon.
3.What are the down sides? What are the up sides?
4. If you have anything else to add, please do.
This park is kind of isolated, yet there is a Walmart within walking distance so I could have easy access to shopping. I am actually looking forward to this over any apartment or even another, smaller house because I'm tired of the yard and hub and I aren't getting any younger.
Our financial situation once Jumper is nineteen will change. First of all, we will lose Sonic's adoption subsidy. It stops at 21. That is $900 a month that we won't have, and he'll be getting his own SSI and also will be working, but that's his money. We don't want to take any of it from him for the house. A little rent, yes, but he isn't going to have all that much. He needs to learn how to use it for his own needs. And he may want to get his own place by then. He is talking about it.
I am on disability and Jumper gets a small amount until she is 19, but then it stops. She will probably be in school by then or working AND going to some sort of school. We certainly don't want her to pay anything to us while she is in school. She will need to pay for plenty of things outside of her house such as maybe $40 a month to be added onto our car insurance, gas, clothes, etc.
Neither hub or I ever had a 401K or IRS. So we will be working with hub's rather modest salary and my SSI. We are trying to find a pleasant way to live within our means. Having a beautiful house or fancy stuff has never been important to either of us so...well....this sounds like a good option to us, but I want to check with you guys...if any of you know.
Thank anyone who answers in advance.
1. Am I romanticising this and not realistically figuring the cost? I know there is a lot fee, but I'm thinking that utilities would be much lower.
2. Would an over 55 park be better? There are two parks there...over 55 and general. Both are very nice, but the over 55 park is much nicer. However, I like all age groups and I'm not sure Sonic and Jumper will be moving out any time soon.
3.What are the down sides? What are the up sides?
4. If you have anything else to add, please do.
This park is kind of isolated, yet there is a Walmart within walking distance so I could have easy access to shopping. I am actually looking forward to this over any apartment or even another, smaller house because I'm tired of the yard and hub and I aren't getting any younger.
Our financial situation once Jumper is nineteen will change. First of all, we will lose Sonic's adoption subsidy. It stops at 21. That is $900 a month that we won't have, and he'll be getting his own SSI and also will be working, but that's his money. We don't want to take any of it from him for the house. A little rent, yes, but he isn't going to have all that much. He needs to learn how to use it for his own needs. And he may want to get his own place by then. He is talking about it.
I am on disability and Jumper gets a small amount until she is 19, but then it stops. She will probably be in school by then or working AND going to some sort of school. We certainly don't want her to pay anything to us while she is in school. She will need to pay for plenty of things outside of her house such as maybe $40 a month to be added onto our car insurance, gas, clothes, etc.
Neither hub or I ever had a 401K or IRS. So we will be working with hub's rather modest salary and my SSI. We are trying to find a pleasant way to live within our means. Having a beautiful house or fancy stuff has never been important to either of us so...well....this sounds like a good option to us, but I want to check with you guys...if any of you know.
Thank anyone who answers in advance.