Very interesting Bess. We have some arrangements made for our sons but didn't really think about what would happen if he is considered disabled and would be on SSI. It is enough to make my stomach do flip flops. Hopefully,one of the parents will be around to care for him if he needs it but I tend to hope for the best and plan for the worst. I will bookmark this site and show it to husband and our attorney. Thanks again, for the info and url.