My daughter is still covered under my family insurance policy at work. However, now that she is over 18, I had understood that she is responsible for any balance not covered by insurance. The local clinic automatically set up a separate account for her as soon as she turned 18. However, the local hospital is sending me to collections claiming I am responsible to pay the $700 balance still due from the birth of my granddaughter. I am disputing their attempt to collect and have been turned over to a collection agency. (This is uncommon for me and I would hate to see my credit rating affected. Still, I hate to knuckle under if the hospital is out of bounds in expecting me to pay.) Does anyone have any knowledge related to this type of situation?