Well, another year, another - year? husband and I are feeling more settled in here in the South. I suppose (nearly) two years will do that. M and his wife are still together, but she has had some health difficulties. I hope that they will stick it out. He called me to complain about the physical difficulties of being a Security Guard, which I told him would be difficult given his MD. He asked if he should quit and go to school instead if they can arrange to forgive his student loan default. I told him to work on getting into school first, then decide about the job. He is married and has responsibilities now, and I worked a job I shouldn't have for 8 years so that we could have health insurance. It comes with the territory. So far, I believe that he is still there. Grapevine says that L had her babies. As no one sees fit to keep me in that loop, and she would only use them to torture me anyway - as I'm sure she will use them to torture her husband - I'm glad to not be a part of that. I don't ever intend to be a part of that and it would take a lot of effort on someone's part for me to change my mind. husband is still doing contract work at the big energy company. His contract was renewed for the second time and this time his employment agency was good enough to let him know that he could ask for a raise, which he got. He will get 3% more this year, and will know to ask next year. He likes his job. I'm still doing a little work for the one client and passively looking for one more. I also belong to a Rotary Club and have little things to do with them. I would like to be their Treasurer next year so that I can use that as a stepping stone to a few more clients. I think that husband and I are satisfied that we will stay until our debts are all paid, which I believe we can do in a little over three years so long as nothing awful happens. Then we'll re-examine. The world is more an open book at this point than it was before. We came down here blindly and it has been a real eye-opener to be sure. We would consider staying if the little town we are in continues to grow, but we would consider a more college type town in the area, too, I think. So, all in all a good year. I don't feel any need to make a resolution because I have plenty of changes on my plate in front of me. Wish all of you PE'ers the best throughout the New Year!