asking about any overseas transactions & to please call the bank. After checking this out on my account I contacted my bank. Identity theft, apparently. All with my debit card; bank told me it was likely during a restaurant visit when your credit/debit card goes out of your sight. (happens all the time apparently). Having said that, this was an internet purchase of some sort. It wasn't approved or initiated by me. My card was canceled immediately; on top of that the senior VP of security asked to speak with me. He told me with the amount of this going on he was going to recommend a 2nd checking account with a debit card attached that was used for only internet purchases. Many times this account is titled fun money account. If there is fraud, the only amount that can be taken is the amount you have in that 2nd account. Many people keep a minimum balance & transfer funds from the first account once a purchase has been made. So I set it up - I've been a loyal customer for almost 20 years & already have free checking. So this account is free checking as well. Just a head's up for you. Fraud is on the increase during hard economic times & you don't want your main account drained by one bad person.