DDD
Well-Known Member
I am feeling sick and defeated..SIGH! I have "made my case" with two mortgage companies and neither will approve easy child/difficult child for the mortgage he needs to buy the house. I can not ask anyone in the family to sign on and, sadly, husband and I are not in a position to do so.
Does it make sense? You want to buy a house for $55,000 and you can put down $30 or $35 grand BUT you can't get approved for a $20,000 mortgage??? Why? Because you have been disabled and therefore you have not build a strong credit history. He has a credit score of 630 which is TEN points below the minimum. I am bummed. He will be more than bummed when he calls tonight to "hear" the final verdict. (PS: there are three credit scores and one is almost 700 but the other is 575).
Really? Who to H would not feel safe holding a $20,000 mortgage on a home that last sold for $110,000 grand? I feel old, vulnerable and sick. Alot of work has gone into this and now I feel like a deflated balloon. Whine. Whine.
I've dealt with horrible things in the past so I "know" this is not the end of the world. Cripes, he almost died years ago. No comparison. on the other hand, tonight I feel defeated. I'm going to bed. DDD
Does it make sense? You want to buy a house for $55,000 and you can put down $30 or $35 grand BUT you can't get approved for a $20,000 mortgage??? Why? Because you have been disabled and therefore you have not build a strong credit history. He has a credit score of 630 which is TEN points below the minimum. I am bummed. He will be more than bummed when he calls tonight to "hear" the final verdict. (PS: there are three credit scores and one is almost 700 but the other is 575).
Really? Who to H would not feel safe holding a $20,000 mortgage on a home that last sold for $110,000 grand? I feel old, vulnerable and sick. Alot of work has gone into this and now I feel like a deflated balloon. Whine. Whine.
I've dealt with horrible things in the past so I "know" this is not the end of the world. Cripes, he almost died years ago. No comparison. on the other hand, tonight I feel defeated. I'm going to bed. DDD