Here is a problem and I would love to hear your thoughts.... We tried to help our daughter by giving her a down payment on a house. Also, when she quit her job at our business, we gave her a very generous payout that she didn't earn. She was also earning a salary far more than what she deserved. After she quit her job she also sold her house and ended up with a lot of available cash. We watched for 6 months as she spent it. She went on cruise, shopping, friends, etc. Finally I convinced her to give me most of the money remaining after she had already blown through more than half of the money. She came to the realization that she wasn't going to have any left in a short time and that she had kind of ruined everything she had going for her in her life. So, I have the money now (yeah!) and she only kept maybe $1,000 for herself. Now she is asking me about the money. I suspect she's out of cash, which is what we need to happen so that she can learn to support herself. But technically it's her money and I have it in safe keeping. If she demands it, should I say no? I could argue it's our money. We gave it to her for a down payment and she sold the house. So we're saving it for her next house. If she gets the money back she will blow it and she'll be broke in 6 months. By getting the money from her now, we sped the process up. Thoughts? She wants to meet with us tonight to discuss, "her" money. I think it's pretty obvious what it will be about. She needs some of the money now, can't pay her bills, etc.