S
Signorina
Guest
We have a 2 income family and I carry our health insurance thru my employer. I also handle the household bills. And I am the one who makes the doctors appts and takes the kids when necessary. Nothing unusual about that.
Again, it's MY health insurance - H and kids are my dependents. And I have a loving marriage - so there's no issue there.
Today, a medical bill arrives addressed to H. I am the only one who has been to the dr lately. I stand while H opens it (I won't open his mail) and sure enough it's for my pap & mammo last month. Of course, instead of stating pap - it states CYTO VAGINAL Screen <shudder>. Now, in my opinion, my vagina=my business.
And I am peeved. Because not only do I KNOW my insurance paid the bill over a month ago - since I get the Explanation of Benefits - and in fact we are due a refund of the $20 copay; it's MY insurance. And H couldn't access my EOB if he wanted to verify the bill. And what if I wasn't in a loving marriage and I had a bozo husband or I was shy and didn't want my H knowing I had a "CYTO V....... screen"?
So, I write a letter to the billing department. And they call me. And get all righteous indignation on me. Tell me we have a "family account, (true, we all see the same dr) and that's why the bill goes to my H. But they can split me off of the family bill and send me my own bills from now on.
And I explain that I carry the insurance and therefore am the "responsible party" and the bill should come to me. And she tells me it automatically defaults to the husband. (wtf?) So, I ask her to change the "bill to" to my name. AND SHE CAN'T! (or won't) I explain that my H has no access to the explanation of benefits and she repeats that the only thing she can do is split my bills off from my family's bills. Now I dont care if it comes to "J and A Smith" or "Smith" or "Mr & Mrs. Smith." Jut put my name on the bill. I don't open H's mail as a matter of course. Nope, no can do.
And then I remind her that the bill was paid in full by my insurance co long before I was billed. And she gets all huffy and checks, and says "yes I see that here in my system, you do not owe us." and then ends the call.
Welcome back to 1950
Again, it's MY health insurance - H and kids are my dependents. And I have a loving marriage - so there's no issue there.
Today, a medical bill arrives addressed to H. I am the only one who has been to the dr lately. I stand while H opens it (I won't open his mail) and sure enough it's for my pap & mammo last month. Of course, instead of stating pap - it states CYTO VAGINAL Screen <shudder>. Now, in my opinion, my vagina=my business.
And I am peeved. Because not only do I KNOW my insurance paid the bill over a month ago - since I get the Explanation of Benefits - and in fact we are due a refund of the $20 copay; it's MY insurance. And H couldn't access my EOB if he wanted to verify the bill. And what if I wasn't in a loving marriage and I had a bozo husband or I was shy and didn't want my H knowing I had a "CYTO V....... screen"?
So, I write a letter to the billing department. And they call me. And get all righteous indignation on me. Tell me we have a "family account, (true, we all see the same dr) and that's why the bill goes to my H. But they can split me off of the family bill and send me my own bills from now on.
And I explain that I carry the insurance and therefore am the "responsible party" and the bill should come to me. And she tells me it automatically defaults to the husband. (wtf?) So, I ask her to change the "bill to" to my name. AND SHE CAN'T! (or won't) I explain that my H has no access to the explanation of benefits and she repeats that the only thing she can do is split my bills off from my family's bills. Now I dont care if it comes to "J and A Smith" or "Smith" or "Mr & Mrs. Smith." Jut put my name on the bill. I don't open H's mail as a matter of course. Nope, no can do.
And then I remind her that the bill was paid in full by my insurance co long before I was billed. And she gets all huffy and checks, and says "yes I see that here in my system, you do not owe us." and then ends the call.
Welcome back to 1950