Well, if the policy exists the loan officer couldn't find it, and even she said there should be a copy.....a separate paper for it.
I still don't believe it. I find I'm once again digging in my heels about it. I have to go there anyway to change the house over into my name only, I'm taking all my paperwork with me.......and I'm going to ask her to explain this to me because seriously I made a huge deal out of this at the time, so much so I just can't accept that it wasn't done. Loan officer's only explaination since I remembered it being discussed and agreed on is that it somehow got overlooked. Which, I'm sorry.....it might be true, but I'm finding that hard to accept too as I was refusing to sign a d*mn thing without it in place. And trust me, if I go all stubborn.....no one or nothing is going to get me to back down, so they'd have had to show me that it was in place before I signed. Somehow they'd have had to convince me that it was taken care of or I'd not have budged.
I just feel like someone is dropping the ball. I just don't know who.